Having expert mortgage lenders at every branch place of work, local financing maintenance, while the capacity to incorporate on the internet or even in-person, Westfield Bank also offers an easy method purchasing, create, or re-finance.
Thinking about to invest in a home? Make use of our Lock & Store program! After you’ve come prequalified, you’ll receive an approval page you to definitely guarantees their interest to have 1 month to help you store with certainty. Start today! Click to use online, or name any of the of use Mortgage loan Officers revealed lower than.
Unique applications to own experts, basic responders and you can basic-big date homebuyers. Make sure you ask you exactly how we helps you get an effective price and reduce closing costs!
From the Westfield Lender, we’re going to getting with you each step of the way to make certain a simple, effortless, and you may stress-free feel. Greeting home!
- Adjustable Price
- First-Date Homebuyers
- Construction & Belongings Fund
- Funding Financing
- Very first Responders & Veterans
Fixed-Rates Mortgage loans
Having fixed prices and you may terms and conditions, Fixed-Price Mortgage loans give you the satisfaction away from a fixed month-to-month percentage to the longevity of the loan. Fixed-Rates Mortgages can be used for first or second residences.
Changeable Rates Mortgages
Built to provide customers that have down monthly premiums, Varying Price Mortgage loans provides interest rates that will be fixed to possess an initial identity and then modified from time to time after that. Available for number 1 otherwise additional houses, we provide many different varying rates terms.
First-Time Homebuyers Applications
Selecting your first family? Westfield Bank provides you with the flexibleness to apply for property loan on the internet, in person, otherwise both. That’s an excellent. Immediately, the audience is plus offering basic-big date homeowners $five hundred away from closing costs. Which is greatest!
Offering low-down repayments installment loans ND and special resource terms, all of our Very first-Date Homebuyer Applications are designed to generate buying your earliest household much easier plus reasonable. For a limited time, the audience is and then make one to basic household get convenient by the extending a beneficial $500 financial borrowing from the bank to the settlement costs toward people acknowledged financial when you incorporate with Westfield Lender.
*Debtor can get an effective $five hundred financial credit with the closing costs within closure. At the mercy of underwriting and loan approval. Property have to be located in Massachusetts otherwise Connecticut. Refinances away from most recent Westfield Loans from banks aren’t qualified. May be in conjunction with other has the benefit of. Give may be rescinded at any time.
Building a home are an intricate procedure. I help each step of one’s cure for generate the structure funding experience since the fret-free to-regarding begin to completing fingernails.
- One to qualification and something closing
- Interest-just repayments through the twelve-few days design period
- Fixed-price or varying price mortgage selection
Located the best destination to build your new home? With a land Mortgage off Westfield Bank, you might funds the purchase out of property to build into the. Maximum financing-to-worthy of (LTV) is 80% having attention-merely costs for three decades.
Thinking of buying residential property since an investment? Our very own Investment Finance are an easy way to invest in non-owner occupied residential properties.
Effective armed forces, veterans, and basic responders, you create our very own organizations greatest. Therefore, the audience is providing you with $500 out of settlement costs to make the financial sense top.
Westfield Financial appreciates the service and you will give up in our region’s uniformed provider masters, of energetic and you may resigned army servicepeople so you can police officers, firefighters, and you may EMTs. That’s why the audience is stretching a good $five hundred bank credit with the home loan settlement costs.
*Borrower can get good $500 lender credit to the closing costs at the closing. Susceptible to underwriting and mortgage approval. Possessions should be situated in Massachusetts otherwise Connecticut. Refinances regarding latest Westfield Loans aren’t eligible. Promote may be rescinded any moment.